ABOUT JOJI

JOJI FELECITAS B. PANTOJA, BSc
Financial Planning Advisor

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Investments and financial planning can be understood by ordinary people like you and me!

Even in a highly digital and complex world of the 21st Century, topics such as equity, leverage, compounding interest, dollar cost averaging, mutual fund, and other seemingly unreachable concepts, can be grasped in a very practical way.

Joji Pantoja has the ability to translate complex, financial concepts into simple, practical actions.  When you connect with her to analyze your financial situation, you'll find her approach to be very professional.  At the same time, you'll discover that as a person, she's very relational.







Looking for some answers?
These are online calculators to help you get a
hold of your finances..

How do I know how much RRSP to contribute?
How do I start education funds for my kids?
How do I go about Estate Planning?
Help me calculate my Cash Flow!
Help me calculate my Net Worth!



We live in a complex, paradoxical universe. It is characterized by both chaos and order.

In this reality, we face both challenges and opportunities.  This reality is the context where we take risks and secure stability.

This reality is the playing field of human growth and development!

Welcome to my reality!

J. F. B. Pantoja
Personal Journal
September 2001



 
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Investment is like growing a tree.  You plant the seed, water it,
watch it sprout, nurture it, watch it grow, watch it bear fruit...

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DISCLAIMER

The information and examples provided herein are for information purposes only. They should not be relied on as a substitute for professional advice or as a substitute for the applicable federal and provincial legislation.

Although the material in this site has been carefully prepared, Joji Pantoja and her staff do not make any representations, warranties or guarantees, express or implied, regarding the accuracy or completeness of this information and will be indemnified and held blameless for any use or misuse of the following information contained herein.

Any use of the following information without full disclosure and consultation will be the sole responsibility of the individual, corporation, organization or any other entity using it.

The information provided in this Web Site will change over time.

It is the responsibility of the user as described above to not use this information or any facilities described within in a way that may be interpreted as unlawful.

The designer of this site and/or any related persons or corporations assume no responsibility or liability whatsoever for any losses or damages of any sort resulting from the use or reliance upon any materials presented hereinafter or from actions taken or not taken based on information given to the users of this Web Site.

 

 

 

2001-2006 Joji Pantoja Financial Concepts
Davao City, Philippines

 

 

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